Frequently Asked Questions

Bankruptcy is a federal legal process that allows individuals and businesses overwhelmed by debt to seek relief from creditors. A bankruptcy court reviews the debtor's financial situation and, depending on the type of bankruptcy filed, either eliminates qualifying debts entirely or restructures them into a manageable repayment plan.

When someone “files for bankruptcy,” they submit a formal collection of legal documents to the court — known as a bankruptcy petition. It contains detailed financial information about the person filing: income, expenses, assets, liabilities, and creditor claims. This document formally asks the court for debt relief.

Preparing a bankruptcy petition accurately and completely is a specialized skill — and one that's in high demand.

A Bankruptcy Petition Specialist™ prepares bankruptcy paperwork for attorneys and their clients. It's a specialized role that can be done entirely from home — and you do not need to be an attorney, paralegal, or have any prior legal experience to do it.

Bankruptcy petition drafting is one of the best work-from-home career opportunities available today:

• High demand, low competition — skilled drafters are scarce, and law firms are actively looking
• No experience required — learn everything from scratch regardless of your background
• Work from anywhere — all you need is a computer and internet connection
• Set your own schedule — build your practice around your life, not the other way around
• Earn $50–$100/hr — full-time income working part-time
• Recession-proof — when the economy contracts, bankruptcy filings increase
• Make a difference — clients and attorneys deeply appreciate skilled, reliable drafters

No — and that's one of the most exciting things about this career. No college degree, paralegal certification, or prior legal experience is required. Some of our most successful students never attended college. Our courses are built from the ground up for complete beginners.

Most students complete their training in a few weeks to a few months, studying in their spare time. The timeline varies based on your schedule and study habits — but the training course is available online 24x7 so you can move at your own pace. Many students begin working with attorneys before they've even finished training.

The income potential is one of the best things about this career:

• 1 petition/month (3–5 hours of work): ~$400/mo
• 5 petitions/month (~5 hrs/week): ~$2,000/mo
• 10–15 petitions/month (10–20 hrs/week): $4,000–$5,000/mo
• Full-time: Many students have built six-figure income businesses

Most students start part-time as a side hustle and grow from there. The faster you get, the more you earn per hour.

A Chapter 7 petition typically takes 2–3 hours for an experienced Bankruptcy Petition Specialist™. Chapter 13 petitions have additional forms and take a bit longer — but also pay more. When you're starting out it may take longer, but your speed increases dramatically with each petition you complete.

1. The attorney sends you a completed client questionnaire with financial information
2. You enter the data into bankruptcy petition software and build out the petition
3. You communicate with the attorney to fill in any gaps or research missing details
4. You submit the completed petition to the attorney for review
5. The attorney requests any changes; you finalize and return it
6. The attorney electronically files the petition with the bankruptcy court

You work independently, on your schedule, communicating with attorneys primarily by email or phone. Most bankruptcy assistants handle multiple cases across multiple law firms.

Very little. All you need is:

• A computer with internet access
• An email address
• A phone
• Bankruptcy petition software — attorneys typically provide access to the platform they use, and many options are free

No special office setup, no expensive equipment, no commute.

You use whatever software the attorney or law firm uses. All major platforms use the same standardized bankruptcy forms and schedules. Our training teaches you the petition process itself — which applies across all bankruptcy software products.

Yes — 100%. Because the work is entirely remote, you can draft petitions for attorneys anywhere in the United States. Most of our students work with attorneys both in their home state and across the country, dramatically expanding their client base and income potential.

Absolutely. Smaller law firms find it far more cost-effective to contract a trained remote bankruptcy assistant than to hire, train, and maintain in-office staff. Since 2020, remote work has become standard across the legal industry, and attorneys regularly seek out trained, reliable bankruptcy assistants for long-term working relationships.

No. Bankruptcy assistants work under the direction of licensed attorneys. The attorney is ultimately responsible for all documents filed with the court — including work prepared by their staff or contractors. You do not need errors and omissions insurance, a bond, or any other liability coverage — whether you're an employee of a law firm or running your own independent service.

Yes — the results speak for themselves. Since 2005, 713 Training has helped thousands of students build real careers as bankruptcy assistants. When petitions are prepared with precision and accuracy, the entire bankruptcy process runs smoothly — saving attorneys, trustees, courts, and clients significant time and frustration. Skilled drafters are in high demand, and once you have this skill, you'll have it for life.

“This is the first work-at-home business opportunity I have seen that actually works!”

The Bankruptcy Petition Specialist™ certification is a trademarked credential developed by 713 Training to recognize advanced bankruptcy petition drafting skills. Certified specialists receive a limited license to display the Certified Bankruptcy Petition Specialist™ designation on their business cards, website, and marketing materials — giving attorneys and law firms a clear signal of your expertise.

No — certification is completely optional, and many of our students build thriving practices without it. But here's why thousands choose to pursue it anyway:

The Certified Bankruptcy Petition Specialist™ credential adds instant credibility with attorneys. When competing for a client, the specialist who can say “I'm a Certified Bankruptcy Petition Specialist™” has a clear, professional edge.

Certification boosts your confidence, gives attorneys a recognized benchmark of quality they can trust, and signals that you didn't just learn the material — you mastered it. It also positions you to charge premium rates and attract higher-quality clients.

Certified specialists receive a limited license to display the Certified Bankruptcy Petition Specialist™ designation on business cards, websites, and marketing materials — a powerful differentiator in a competitive marketplace.

You have everything you need to start drafting petitions without it. But if you want to stand apart from the competition, build a strong professional reputation, and maximize your earning potential — certification is worth every effort.

The certification exams are open-book and based on the training materials from 713training.com. Completing our training courses is the best — and really the only preparation you need.

All sales are final. Because our educational materials are delivered digitally and member access is granted immediately upon purchase, we do not offer refunds. Our course materials are proprietary, copyrighted intellectual property. Accessing course content and subsequently initiating a chargeback or payment dispute will be considered unauthorized use of protected educational materials and may result in legal action. Please review our full Refund Policy before purchasing, and call us at 1-800-535-9984 with any questions before enrolling.

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